This website is designed to provide you with information about benefits offered through your employer. Not all companies choose to offer every benefit option. If you have questions about which benefits are available to you, please contact us at email@example.com.
Enrolling in Benefits
Who is Eligible
Employees who work 30 hours or more per week are eligible to participate in health, dental, vision and long-term disability. Employees who work 20 hours or more per week are eligible to participate in life insurance. Employees who work 15 hours or more per week are eligible to participate in the hospital indemnity, accident and critical illness plans.
Your employer selects which benefits they choose to offer to employees. If you have questions about your available benefits options, please contact Helpside at (801) 443-1090 or firstname.lastname@example.org
Your Employee Rate Sheet provides you with the monthly costs of the medical, dental, and vision plans. They also already account for any applicable employer contributions.
Please keep in mind that the deductions from your paycheck for medical, dental, and vision are taken on a “pre-tax” basis. These deductions occur prior to any tax calculations on your paycheck. Therefore, you will not be responsible for paying taxes on the premiums you pay for these benefit plans.
Premiums are collected from your paycheck one month in advance. Monthly premium deductions are spread over two checks for semi-monthly and bi-weekly payrolls and over four checks for weekly payrolls.
How to Enroll
Please submit enrollment forms at least one month in advance of your coverage start date to avoid back premium deductions.
If you choose to participate in these benefits, you must complete and submit enrollment forms as soon as possible before your coverage start date. You are eligible to enroll in benefits on the first day of the month after your waiting period. Your coverage start date can be found on your Employee Rate Sheet. Enrollment forms are available below.
The enrollment forms can be completed via DocuSign. Once you complete them online, a copy will automatically be sent to Helpside. We recommend you download a copy of the form for your records as well.
If you would like to request a PDF version of the forms, please contact us. Helpside cannot take responsibility for lost or missing enrollment forms.
Making the most of your benefits is easier if you are aware of the associated networks and administrators. Each benefit plan has a network of preferred providers. Using the preferred providers allows you to get the most value out of your benefits. If you do go outside of the plan’s network, your benefits will be reduced or eliminated. Find in-network providers at www.emihealth.com.
Dental and Vision Plans
Employees who work 30 hours or more per week are eligible to participate in the dental and vision plans. Below you will find the dental and vision plan comparisons that are designed to aid you in selecting the option that you prefer. Once you have made your selections, please complete the Dental and Vision Enrollment Form below.
Dental and Vision Enrollment
Making the most of your benefits is easier if you are aware of the associated networks and administrators. Each benefit plan has a network of preferred providers. Using the preferred providers allows you to get the most value out of your benefits. If you do go outside of the plan’s network, your benefits will be reduced or eliminated. Please note that you will not be able to change your dental or vision options until open enrollment.
The Reliance Standard Supplemental Insurance products through Helpside allow you to diversify your benefits package and add benefits where your family needs it most. Each of the options pay a cash benefit to you rather than paying a medical provider directly, so you can use the money for whatever you need.
As a regular full-time employee (30+ hours per week for disability insurance, 20+ hours for life insurance, 15+ for other benefits), you are eligible to participate in these benefits on the first day of the month following a 60 day waiting period, without meeting any underwriting requirements. Detailed information for each of the plans can be found on the Reliance Standard Supplemental Benefits website listed below.
If you would like to enroll, please complete the enrollment form below.
Supplemental Life, Long-Term Disability, Short-Term Disability, Critical Illness and Accident Enrollment Form
Hospital Indemnity Enrollment Form
Benefits Networks and Contacts
Each plan has a network of preferred providers. Staying in-network provides the best benefit. If you go outside of the plan’s network, your benefit will be reduced or eliminated.
- Contact for providers, cards, coverage and claims for the dental and vision plans
Information for Wyoming Participants
In some areas of Wyoming, there are very few doctors who participate in preferred provider networks (PPOs). Because of this, Helpside developed a system allowing plan participants to visit any doctor and have their “in-network” deductibles and co-pays apply, after the plan applies a discount.
For all non-network professional services in Wyoming, the plan will apply a discount dependent on the total billed amount BEFORE processing available benefits from the plan. This means that the patient will be responsible for any difference “balanced billed” by the medical professionals. The “in-network” deductibles and co-payments will apply, but the discount will be subtracted first. The discounts that will be taken are as follows:
- For billed amounts up to $100.00, the plan will not discount the bill prior to paying benefits.
- For billed amounts up to $500.00, the plan will take a discount of 10% prior to paying benefits.
- For billed amounts over $500.00, the plan will take a discount of 20% prior to paying benefits.
Amounts billed by the same care provider for services provided on the same date of service will be considered a single bill.
Please remember that this method will be used for professional services received in the State of Wyoming only.
Home, Auto and Additional Personal Insurance Options
Our sister company, A Plus Risk & Insurance, can provide quotes for personal insurance such as:
- Personal Umbrella
To receive a no-obligation quote from our Insurance Specialists, complete this form and email it to email@example.com or fax it to (801) 406-5546.