One request we receive often from the small business owners we work with is access to information about what other companies are doing, particularly what benefits are being offered by other employers. The National Compensation Survey is conducted each year by the Bureau of Labor Statistics and provides some insight into what types of benefits are offered to employees at small businesses around the country. The most recent data was released in March 2015 and offers some information that could be helpful as small business owners consider their benefits and total compensation strategies. For the purpose of this research we will be discussing small businesses in the private sector with fewer than 100 employees.

Health, Dental and Vision Benefitsstudent-849818_1920

  • Employees at 57% of small businesses have access to employer-sponsored medical coverage.
  • Only 30% of small businesses offer dental coverage and only 17% offer vision coverage.


  • Paid holidays and paid vacation time are among the most common time-off benefits; offered at 68% of businesses.
  • Unpaid family leave is offered at 81% of companies with fewer than 100 employees (even though FMLA laws only apply to those with 50 or more employees). Paid family leave is very rare and only offered at 8% of companies.
  • Paid time off for funerals, jury duty and sick time are offered at about half of small businesses (45%, 47% and 52% respectively).

Retirement Benefits

  • About half (51%) of small businesses offer some type of retirement plan to employees, with a participation rate of 35%.

Ancillary Benefits

  • 40% of small business offer access to life insurance while only 27% offer long-term disability coverage.
  • Only 4% of small businesses offer some type of flexible work arrangement.

This type of data can be extremely helpful for small business owners looking to attract and retain top employee talent. There are a couple of easy things businesses owners can do. First, you can make sure that your benefits offering is at least as robust as what a majority of other small businesses are offering. Second, you can look for opportunities to stand out from the crowd, by offering benefits that may not be available from other employers. Some of these might include, long-term disability, dental, vision and flexible working arrangements.

Working with a PEO, like A Plus Benefits, can provide small businesses owners with a cost-effective way to offer many of these benefits options to their employees. Contact us to learn more about our full suite employee benefits offerings.